What is your most popular loan program? Why?

Please explain the differences in an ARM and a Fixed Rate Loan.

Based on my/our situation what looks like the best program for me/us?

What will my/our rate be and when should I/we ‘lock-in’?

What if rates go down during the ‘lock-in’ period?

Is there a pre-payment penalty for this loan and what does that mean if I want to sell later on?

Six months to a year from now, what will make this loan look good/bad to most borrowers.

If PMI (Private Mortgage Insurance) is required, when and how does it go away?

What do you need from me/us to get the loan approved?

What is the projected time for processing and closing a loan?

Do you have any concerns about my/our ability to get quick loan approval?

How should I/we conduct my/our buying habits during the home/property buying process?

What standard underwriting guidelines do you follow? Are there any special underwriting guidelines?

What are your standard and special fees? Are any of your Rates, Terms, or Fees negotiable?

Who is my/our contact person for progress reports?

Are funds able to be wired directly to the title company?

Who services your loans?